The Mobile Money API supports many use cases, including Domestic and International Remittance, Merchant Payments, Bill Payments, Authorisation to Debit and Direct Debits, Linking Mobile Money accounts to other financial institution accounts, and Ability to view Account and Account Holder Information, and others.
There is no other harmonised API that supports the range of Mobile Money use cases provided by the GSMA Mobile Money API.
The current version of the Mobile Money API is v1.1 and this version should be implemented by all new adopters. We encourage existing adopters who have implemented the previous version of the API to migrate to the latest version which is backwards compatible.
The current set of APIs have been selected to cover the most common mobile money use cases that are used in the industry today.